> For the complete documentation index, see [llms.txt](https://docs-v1.blend.capital/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs-v1.blend.capital/users/lending-borrowing.md).

# Lending-Borrowing

Most users will interact with Blend by lending or borrowing from lending pools created using Blend. Lending and borrowing are permissionless actions, so anyone with a Stellar wallet can lend or borrow from Blend lending pools.